: The Young Farmer: Some Things He Should Know by Hunt Thomas Forsyth - Agriculture

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ondence courses will be found useful. Not all colleges conduct correspondence courses, but fortunately those who do will accept students from other states on equal terms. There are many persons who will testify to their helpfulness.

Every young farmer should have a carefully selected library of standard books on agriculture, not only for reading but for reference. An instance of the value of a standard book of reference came recently to the attention of the writer. An educated young farmer in Iowa paid .50 for a peck of crimson clover seed which he sowed in the spring in his oats. A reference to any standard publication on forage crops costing less than the peck of seed would have disclosed to him the probable hopelessness of success under the conditions named.

The books to include as well as to exclude from a select list will depend upon the previous training of the man making the purchase, the character of the farming to be pursued, and, to some extent, to the section of the country where the farm is located. Any bookseller can secure catalogs issued by firms making a specialty of publishing agricultural books. For the average reader these catalogs are sufficient to enable one to make intelligent purchases.

The writer of this book has had rather unusual opportunity during more than a quarter of a century of observing the influence of education upon the success, financial and otherwise, of those who engage in farming. As the result of these observations he wishes to urge every young man to allow no one to persuade him that because he is to be a farmer, he does not need a thorough education. Remember that you have but one life to live, and if you let the golden opportunity pass, the mistake can never be rectified. No man ever regretted that he had too much education--thousands have regretted the lack of it.

Every young man, no matter what his occupation is to be, should receive some school training, however little it may be, every year until he reaches the age of majority. Otherwise the age of majority should be changed. In no occupation is this more important than in farming, because the operations involved in farming fail to develop certain attributes necessary to the largest success.

A man cannot have a mind too well trained, although it is possible that he may have too much undigested information. The mental condition may not be unlike the physical condition of the man who is burdened with too many clothes. When in action he may need to strip his mind of unnecessary information in order to make the most efficient mental effort.

MEANS OF ACQUIRING LAND

Of the three essentials to successful farming--capital, knowledge and love for the calling--only the first can be obtained on credit, and this only in part. Usually when a man desires to buy a farm he must have, at least, one-third of his desired investment in cash. The amount to be invested will include, not only the cost of the land, but the cost of the necessary equipment of the farm. The percentage of the total capital which may be borrowed, however, will depend on many circumstances and is usually a matter of first importance. No man should borrow more than a banker or other reputable business man considers a safe investment.

Usually there is no better counselor as to a safe investment than the local banker. The banker should, and generally does, stand in much the same relation to the financial welfare of the community as the physician to its physical, the minister to its moral and spiritual welfare. The inexperienced person, even if he does not need to borrow money, would do well to consult some responsible banker in the neighborhood before making an investment in farm lands.

The young man should, as early as possible in life, open an account with the local bank, not merely for the sake of the habit of saving which this will encourage, but in order to come into personal business relations with the banker. Instead of concealing from the bank his business operations, he should seek the advice of his banker on all important financial matters.

On an average, every farm changes hands at least three times in a century. Every farm, therefore, must be acquired by purchase, inheritance or gift at more or less irregular intervals. In the neighborhood in which the author was born, there is not a farm but has changed hands since he can remember. In many cases the farm is now in the possession of a son; in some instances in that of a grandson of the owner as known by the writer in his boyhood days. In this particular community the acquirement of a farm by a person not related to the former owner has occurred in relatively few instances.

As a rule, when the farm has been acquired by a son, the latter has operated the farm as tenant or partner for a period previous to his ownership and during lifetime of the father. In some instances the son has boarded with the parents or the parents with the son and his wife; or, in the case of a daughter, with the daughter and son-in-law.

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